Terms.

Welcome to EAL Holdings Ltd. By accessing or using our website and services, you agree to be bound by these Terms and Conditions (“Terms”). Please read them carefully before engaging with our bridge and mezzanine funding solutions.

If you do not agree with these Terms, you should not use our website or services.

1. About Us

EAL Holdings Ltd.

We specialise in delivering tailored bridge and mezzanine funding solutions, supported by robust asset-based security.

2. Definitions

  • “We”, “us”, “our” refers to [Your Company Name].

  • “You”, “your” refers to any user, visitor, applicant, or client who uses our website or services.

  • “Services” refers to our funding solutions, assessments, consultations, and any associated support.

3. Use of Our Website

You agree:

  • To use our website only for lawful purposes.

  • Not to engage in any activity that may disrupt or impair website functionality.

  • Not to attempt to gain unauthorised access to our systems, data, or security features.

  • Not to copy, reproduce, or distribute website content without permission.

We may update, suspend, or restrict access to the website at any time without notice.

4. Funding Applications

4.1 Application Process

Submitting an enquiry or application does not guarantee approval. All funding is subject to:

  • Eligibility assessments

  • Creditworthiness checks

  • KYC and AML verification

  • Asset valuation

  • Final underwriting approval

4.2 Accuracy of Information

You must ensure that all information provided to us is accurate, complete, and not misleading. Providing false information may result in your application being declined or cancelled.

4.3 No Financial Advice

Our website and communications do not constitute financial, legal, or tax advice. You are responsible for seeking independent professional advice where necessary.

5. Fees, Charges, and Terms of Funding

Any fees, interest rates, repayment terms, and security requirements will be clearly outlined in your individual Funding Agreement.

These Terms govern website usage and general service access, but the Funding Agreement takes precedence for any formal lending arrangements.

6. Third-Party Services

We may use third-party providers for:

  • Credit checks

  • Identity verification

  • Asset valuation

  • IT and hosting services

We are not responsible for the content or actions of third-party sites. Accessing these sites is at your own risk.

7. Intellectual Property

All content on our website (including text, logos, designs, graphics, and software) is owned by or licensed to us.

You may not use, reproduce, or distribute our intellectual property without written permission.

8. Limitation of Liability

To the fullest extent permitted by law:

  • We are not liable for any indirect, incidental, or consequential losses.

  • We do not guarantee that the website will always be available, secure, or error-free.

  • We are not responsible for losses arising from reliance on website content.

Our liability in relation to funding arrangements is governed strictly by your Funding Agreement.

Nothing in these Terms limits liability for fraud, misrepresentation, or any rights protected under UK law.

9. Indemnity

You agree to indemnify and hold us harmless from any claims, liabilities, damages, or expenses arising from your misuse of our website, breach of these Terms, or violation of any law.

10. Data Protection

We handle your personal information in accordance with our Privacy Policy.

By using our services, you consent to the processing of your information as described in that policy.

11. Cookies

Our website uses cookies to improve user experience and performance. For details, please refer to our Cookie Policy.

12. Termination

We may suspend or terminate your access to our website or services at any time, without notice, if:

  • You violate these Terms

  • Your actions pose security risks

  • You misuse our services

Termination does not affect our rights under any Funding Agreement.

13. Changes to These Terms

We may update these Terms periodically. Updated versions will be posted on our website with a new “Last Updated” date.

By continuing to use the site after changes are made, you accept the updated Terms.

14. Governing Law

These Terms are governed by the laws of England & Wales.
Any disputes will be subject to the exclusive jurisdiction of the courts of England & Wales.

15. Contact Us

For questions regarding these Terms, please contact us using the contact form on this website.