Privacy Policy.

This Privacy Policy explains how EAL Holdings Ltd. (“we”, “us”, or “our”) collects, uses, stores, and protects your personal information when you interact with us, including when you enquire about or use our tailored bridge and mezzanine funding services supported by asset-based security.

We are committed to safeguarding your privacy and ensuring your personal data is handled in accordance with the UK General Data Protection Regulation (UK GDPR), the Data Protection Act 2018, and all applicable privacy laws.

1. Who We Are

EAL Holdings Ltd.

We provide tailored bridge and mezzanine funding solutions to businesses, supported by robust asset-based security.

2. Information We Collect

We may collect and process the following types of personal and business information:

Information You Provide Directly

  • Full name and contact details

  • Business name, address, and registration details

  • Financial information relevant to funding applications

  • Identification documents for compliance checks

  • Details of business assets offered as security

  • Any information submitted via online forms, email, or telephone

Information Collected Automatically

  • IP address

  • Browser type and device information

  • Website usage data (cookies and analytics)

Information From Third Parties

  • Credit reference agencies

  • Business information databases

  • Public records (e.g., Companies House)

  • Professional advisers supporting your application

3. How We Use Your Information

We use your information to:

  • Assess your eligibility for funding

  • Carry out due diligence and creditworthiness checks

  • Verify identity and perform anti-fraud, anti-money-laundering, and KYC checks

  • Manage and administer funding agreements

  • Communicate with you regarding applications, contracts, and updates

  • Improve our website and services

  • Comply with legal and regulatory obligations

We only process your data where we have a lawful basis, including contractual necessity, legitimate interests, legal obligations, or your consent.

4. Sharing Your Information

We may share your data with the following, where necessary:

  • Credit reference and fraud prevention agencies

  • Professional advisers (lawyers, accountants, auditors)

  • Our funding partners or lenders

  • IT and system service providers

  • Regulators and government bodies where required by law

  • Third parties in connection with business transactions (e.g., mergers or acquisitions)

We do not sell your personal data to third parties.

5. International Transfers

If any data is transferred outside the UK, we ensure it is protected using legal safeguards such as:

  • Adequacy regulations

  • Standard Contractual Clauses

  • Binding Corporate Rules

6. Data Retention

We keep your information only for as long as necessary to:

  • Provide our funding services

  • Fulfil contractual and legal obligations

  • Resolve disputes and maintain business records

Typically, financial and compliance data is retained for 6 years after your relationship with us ends, unless a longer period is required by law.

7. Your Rights

Under the UK GDPR, you have the following rights:

  • Right to access your personal data

  • Right to rectification of inaccurate information

  • Right to erasure (in certain circumstances)

  • Right to restrict processing

  • Right to data portability

  • Right to object to certain processing activities

  • Right not to be subject to automated decisions

  • Right to withdraw consent (where applicable)

To exercise your rights, contact us at: [Insert Contact Email]

8. Security of Your Information

We implement appropriate technical and organisational measures to protect your data from:

  • Unauthorised access

  • Loss, misuse, or disclosure

  • Alteration or destruction

Despite our efforts, no transmission of data over the internet is completely secure.

9. Cookies

Our website may use cookies and similar technologies to improve performance and user experience. You can manage your cookie preferences through your browser settings.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on our website with an updated “Last Updated” date.

11. Contact Us

If you have questions about this Privacy Policy or how your data is handled, please contact us using the contact form on this website.